A defendant shall be punished by imprisonment for not more than ten months.

However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

Defendant

A is an unregistered credit service provider.

1. A person who intends to run a credit business or a credit brokerage business in violation of the Registration of Credit Business and Protection of Financial Users Act shall register the credit business with the competent administrative agency having jurisdiction over the relevant place of business, despite the fact that the person

A. On March 1, 2013, around 14:00, the Defendant extended 3 million won to the principal on the street in front of the house of the Victim C (Min, 21 years of age) of Busan Dong-gu, Busan, with a prior interest of 300,000 won, 300,0000 won limited to 300,000 won, and with a condition that 300,000 won, including the principal and interest, will run a non-registered credit business on the condition that the Defendant

B. As above, the victim violated the limitation on interest rate by receiving an annual interest rate of 217% exceeding 30%, which is the limit on interest rate, on condition that 3.6 million won per annum, including the principal and interest, were illegally loaned and paid 3.6 million won per seven days per seven days including the principal and interest.

2. A debt collector in violation of the Fair Debt Collection Act shall not assault, threaten, arrest, arrest, or detain a debtor or his/her related person in connection with debt collection, or use a deceptive scheme or force against him/her. However, on June 10, 2013, the Defendant threatened a victim for the purpose of debt collection, such as: (a) on the ground that the victim C did not deposit on the deposit date, on the ground that: (b) on June 10, 2013, he/she called the victim by phone; (c) “I am, am, am, and promptly am,” and (d) “I am, am, or be placed in a ambom, or otherwise at the ambom, because he/she was aware of the phone number of his/her driver.”

Summary of Evidence

1. Defendant's legal statement;

1. Application of the police protocol law to C

1. Article 15 (1) and Article 9 subparagraph 1 of the Fair Debt Collection Practices Act regarding facts constituting an offense, Article 15 (1) and Article 9 of the Act on the Fair Debt Collection Practices, credit business, etc.