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(영문) 서울중앙지방법원 2016.01.29 2014가합9316
보험계약해지무효확인 등
Text

1. Each insurance contract loan agreement between the Plaintiff and the Defendant as shown in attached Form 1 and each insurance contract as listed in attached Form 2.

Reasons

1. Basic facts

A. At around October 2010, the Plaintiff became aware of D as a nurse while working as a nurse at the C Hospital located in Macheon-si B, and the Plaintiff maintained a close relationship with D even after withdrawal from C Hospital around October 201.

B. The Plaintiff entered into three insurance contracts with the Defendant as indicated in the following table:

The name of insurance products of the contract number No. 1 of 13 December 13, 2002, E Non-Phosung W2.22 on December 1, 2005, F non-Phosung Chopy on October 1, 2008, 30 children's list.

C. D had the Plaintiff’s resident registration certificate, authorized certificate, Bank of Korea’s account number (H), etc. due to its influence.

D on June 25, 2013, around 11:06:19, calls from the defendant's call center to be the defendant's call center and the completion of the call was carried out as the plaintiff himself/herself as the plaintiff, and the defendant call center counselor and the telephone counseling were conducted.

D The Plaintiff’s mobile phone number, address, No. 1 insurance contract, and information on the automatic transfer account of the Plaintiff’s mobile phone number registered with the Defendant, the mobile phone number of the mobile phone is J, the address of the mobile phone, the K Apartment 101 Dong 501, the automatic transfer account of the No. 1 insurance contract was changed to H of the Industrial Bank of Korea, respectively, and thereafter, the Defendant applied for the insurance contract loan of KRW 10,000 based on No. 1 and 2 insurance contract (the first insurance contract, the first insurance contract, 5,000,000, 2 insurance contract No. 5,000,000, hereinafter “instant first insurance contract loan”). Accordingly, the Defendant transferred the loans of KRW 10,000 to the Bank account of the Industrial Bank of Korea.

E. On June 27, 2013, D visited the Defendant’s Gocheon Branch and followed as the Plaintiff. On June 27, 2013, D applied for the insurance contract loan of KRW 8,500,000 based on Nos. 1,2 and 3 insurance contracts (No. 1 insurance contract of KRW 2,960,000, 2 insurance contract No. 4,960,000, 3 insurance contract No. 3 insurance contract of KRW 580,00; hereinafter “instant second insurance contract loan”). The Defendant applied for the instant loan of KRW 8,496,960, which deducts interest of KRW 3,040 from loans of KRW 8,50,00.

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