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(영문) 대구지방법원경주지원 2016.04.29 2015가합2706
채무부존재확인
Text

1. As to the accident described in paragraph 1 of the attached list, the annexed list to the Plaintiff (Counterclaim Defendant) against the Defendant (Counterclaim Plaintiff).

Reasons

A principal lawsuit and a counterclaim shall be deemed simultaneously.

1. Basic facts

A. On June 13, 2007, between B and B, the Plaintiff entered into an insurance contract on the attached list No. 2 of the content that the insured pays the aggregate diagnosis expenses, disability insurance money, etc. in the event of an injury, disability, etc. (hereinafter “instant insurance contract”).

B. The issues related to disability insurance and the amount of insurance coverage related to disability insurance among the coverage of the instant insurance contract are as follows:

Serial No. 80% of the total amount of insurance coverage for the remaining disability 80% of the total amount of insurance coverage for the remaining disability c. 10,000,000 or more of the total amount of 80% of the total amount of the insurance coverage for the second disability c. 90,000,000 of the total amount of the insurance coverage for the second disability c. 90,000,000 of the total amount of the insurance coverage for the remaining disability c. 90,000 of the total amount of the insurance coverage for the second disability c.90,000,000 of the special terms and conditions of the insurance coverage for the second disability c. 80% of the total amount of the insurance coverage for the remaining disability c.90,000,000 won x the amount of the remaining disability c. 30,000,000 won for each year after the payment rate of the special terms and conditions in 10% or more.

C. Among the general terms and conditions and special terms and conditions applicable to the instant insurance contract, the main contents of the instant contract are as follows.

[General Terms and Conditions] 14. (Damages) If the insured, as stated in the Insurance Policy (Insurance Policy) certificate, has suffered bodily injury (excluding physical assistance equipment, such as water, clothing, bill, and bill) due to a sudden and incidental accident during the insurance period, the company shall compensate for the damage resulting from the injury in accordance with this Clause.

17. (Insurance Money for Injury Caused by Injury): A company shall be entitled to receive insurance money for injury caused by an accident set forth in 14. (Compensation for Damage) and directly lose part of its body or have lost its function permanently within two years from the date of the accident as a result of the cure of the injury, or have lost its function permanently (hereinafter referred to as “ex post facto disability”).

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