Defendant shall be punished by a fine of KRW 4,000,000.

When the defendant does not pay the above fine, 100,000 won.

Punishment of the crime

On June 3, 2010, the Defendant, who is engaged in credit business under the trade name of “C”, registered the credit business, but revoked on December 14, 201.

1. Where a credit service provider grants a loan to an individual or a small-scale corporation with respect to a loan prior to the revocation of the registration, the interest rate is 44% per annum from July 21, 2010 to June 26, 201, and 39% per annum from June 27, 2011 to June 27, 201, but the Defendant, on November 22, 2010, lent KRW 30,000 to D at an annual interest rate of 84% from the parking lot for the elderly car agency located in Young-gu, Sinju-si, Cheongju-si, with the renewal of the loan on November 23, 201, received KRW 60,000,000 in aggregate exceeding the interest rate as indicated in the attached Table between November 22, 201 and May 24, 2013;

2. Regarding a loan after cancellation of registration (in violation of the restriction on the interest rate of an unregistered credit service provider and running a unregistered credit business), the interest rate shall not exceed 30% per annum, and a person who intends to engage in credit business shall register in accordance with the relevant Acts and subordinate statutes. On June 7, 2013, the Defendant loaned KRW 6,000,000 to D at an annual interest rate of KRW 600,000,000 exceeding the limited interest rate until August 7, 2013, and operated credit business without registration.

Summary of Evidence

1. Defendant's legal statement;

1. The third police suspect interrogation protocol against the defendant, and the second police suspect interrogation protocol against the defendant (including DNA statements);

1. The first police statement concerning D;

1. Application of Acts and subordinate statutes, No. 55, such as authentic deeds, passbooks of the new bank (Evidence No. 8), investigation report (verification of registration of credit business), investigation report (Evidence No. 55, such as confirmation of details of payment of interest and interest rates);

1. Article 19 (2) 3 and Article 19 (2) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users concerning facts constituting a crime and the selection of punishment;