Text
1. The Plaintiff (Counterclaim Defendant) paid KRW 30,000,000 to the Defendant (Counterclaim Plaintiff) and the amount from December 23, 2014 to July 7, 2017.
Reasons
A claim of principal lawsuit and a counterclaim shall also be deemed to have been filed.
1. Basic facts
A. 1) The Plaintiff concluded the instant insurance contract with the Defendant on September 17, 2013, as indicated in the attached insurance contract (hereinafter “instant insurance contract”) (hereinafter “instant insurance contract”).
2) Of the insurance subscription form of the instant insurance contract, the term “matters to be notified prior to the contract” states that “where the following matters (1-12) are not true or are falsely notified, the insurance may be refused, and in particular, if the content falls under the “material Matters”, the effect of breach of duty to notify prior to the contract may be restricted or terminated under the terms and conditions regardless of the intent of the policyholder or the insured,” and that “the Plaintiff may terminate this contract without relation to whether the contractor or the insured (the insured) intentionally or by gross negligence violates the duty to inform prior to the contract, and if the obligation falls under important matters, the Plaintiff may terminate this contract without relation to the occurrence of damages.”
3) The Defendant responded to the following questions among the obligations to inform the above contract prior to the contract, and signed the following questions: (i) whether the Defendant received the following medical treatments from the doctor through a medical examination or examination from the doctor of the following ten diseases for the last five years; (ii) the confirmation of the disease; (iii) the treatment; (iv) the treatment; and (v) the medication [10 major diseases] ③ high blood pressure; (viii) the stroke (cerebrovascular and cerebrstrophye).
B. Defendant’s disease 1) The Defendant entered into the instant insurance contract and was diagnosed of cerebrovascular blood (Korean Standard Disease Classification Number I61) at the Ulsan-gu Hospital located in Ulsan-gu on December 2, 2014 (hereinafter “instant insurance accident”). (hereinafter “instant insurance accident”).
(2) On February 10, 2015, the Defendant: (a) at the same hospital on February 10, 2015, blood transfusion from cerebral cerebral Spony; and (b) the blood species of the two structures.