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1. The plaintiff's claim is dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Facts of recognition;
A. 1) The Plaintiff concluded each of the instant insurance contracts on March 21, 2014 with the Defendant as the insured each of B and the beneficiary as the Plaintiff, respectively, and concluded an insurance contract on March 21, 2014, “1401, regardless of whether the life of non-dividend profa is a life” (hereinafter “first insurance contract”).
(B) On July 16, 2014, “Non-Distribution Protocol 1407 Korea Family Health Insurance 1407” insurance contracts (hereinafter referred to as “Second insurance contracts”) and the aggregate of the first and second insurance contracts is each of the instant insurance contracts.
A) Each insurance policy was concluded. [The insurance period, regardless of whether a non-dividend professional policyholder's life, is 1401] Insurance: From March 21, 2014 to March 21, 2065: Insurance premium of KRW 20 million: 198,000 for monthly payment (the insurance period of the non-payment professional policyholder's Family Health Insurance 1407: the insurance amount from July 16, 2014 to July 16, 2065: Insurance premium of KRW 30,000 for brain transfusion diagnostic expenses: 50,000 for monthly payment:
B. On February 24, 2014, the treatment content B of the insured prior to the purchase of each of the instant insurance contracts was diagnosed of high blood pressure (proof) with hg of 145/85m from a medical clinic in C to hg of 145/85m, and was prescribed 10 days of high blood pressure.
C. Each of the insurance subscription forms of this case and the Defendant’s termination of contract 1) The Plaintiff and B responded to the questions referred to in paragraphs (1) and (5) of the subscription form “no” among the “liability to notify prior to the contract”. Within the last three months, the Plaintiff and B responded to each of the following questions. Within the last three months: (a) diagnosis of disease confirmation; (b) diagnosis of disease diagnosis; (c) hospitalization; (d) hospitalization; (5) surgery; and (6) medication:
5. During the last five years, the following medical practices had been conducted by the doctors of the following 10th diseases through a medical examination or examination: