1. The Plaintiff:

A. The Defendants are jointly and severally liable for 123,126,162 won and 30,000,000 won among them.

1. On November 5, 1994, the non-party No. 100,00,000 won per annum to Defendant A with an overdue interest rate of 18% per annum, and on November 15, 1995, with an overdue interest rate of 18% per annum; the amount of KRW 30,000,000 per annum on January 13, 1997; the overdue interest rate of KRW 19.5% per annum; and the amount of KRW 41,60,000 on February 25, 1997, with an overdue interest rate of 18% per annum.

Defendant B jointly and severally guaranteed Defendant A’s loans on January 13, 1997 and February 25, 1997.

On July 9, 199, Japan Bank transferred the above loan claims to the Plaintiff and notified the Defendants of the assignment of claims at that time.

The remaining details of the principal and interest of Defendant B joint and several surety 40 million won on November 5, 1994, which were KRW 55,009,029 won 55,009,029 won 55,009,029 won on November 15, 1995, KRW 32,94,994,518 won on January 13, 1997, 30,000 won on January 30, 1997, KRW 93,126,162 won on January 16, 1997, KRW 123,126,126, and KRW 162 on February 16, 197, Defendant B joint and several surety 49,00 won on February 16, 199, KRW 53,085 won on KRW 57,843,120, KRW 74,197, KRW 197.

The Plaintiff seek against the Defendants the remainder of the principal and interest of the loans as of January 13, 1997 and February 25, 1997, and overdue interest or delay damages as to the principal, and seek against the Defendant A the payment of the remainder of the loans as of November 5, 1994 and November 15, 1995.

2. Article 208 (3) 3 of the Civil Procedure Act (Judgment by public notice) of the applicable provisions of Acts;