A defendant shall be punished by imprisonment for not less than eight months.

Punishment of the crime

In order to stabilize the residence of homeless workers with no special security, the Ministry of Land, Infrastructure and Transport has operated the system of loans for the entire housing loan with interest rate lower than the market interest rate if a loan is filed with only certain documents such as a certificate of employment, a statement of salary, etc. without any special security, and a deposit contract.

On May 2014, the Defendant, along with C, D, and name-free (name-free) E, took the role of a false lessor, and the Defendant took the role of a false tenant, and submitted documents related to the Defendant’s false employment and a false lease agreement to a financial institution to receive and divide the employee’s deposit money, and D and name-free (name-free E) conspired to prepare and provide necessary documents.

Around May 2014, D and name in secret (one-person E) following the above public offering prepared documents related to employment, such as a false certificate of employment, certificate of income tax collection, and statement of salary, as the defendant was present in large trade, and delivered them to the defendant. On June 2, 2014, the defendant, along with C, prepared a false real estate lease agreement with C, stating that the defendant leased the 100 million won deposit for the lease of the H2-story housing owned by C from the G public agent office located in Seoul Special Metropolitan City, Gwanak-gu, Seoul Special Metropolitan City.

After that, on June 27, 2014, the Defendant applied for a loan to an employee in charge of loan who is unable to know his/her name at the new disease control branch office located in the Seoul Special Metropolitan City, Seoul Special Metropolitan City, the Bank of Korea (hereinafter referred to as the "victim Bank") for a loan to the employee in charge of the loan, and submits a false employment certificate and a lease contract, and uses the loan as a deposit for the lease.

A false statement was made.

However, since the Defendant did not rent the above house from C, the Defendant did not intend to use the loan as deposit money, and the Defendant.