The defendant's appeal is dismissed.

1. The defendant asserts that the court below erred by misapprehending the facts and adversely affecting the conclusion of the judgment, although he did not appear as a witness and made a false statement contrary to memory.

2. Determination

A. On April 18, 2013, the Defendant was present at the Busan District Court 205, the Busan District Court 2012Da76559, which was located in 1500 Dong-gu, Busan, Busan, and took an oath as a witness, around April 15, 2013.

In fact, there was no fact that the Defendant directly delivered D with D or explained the content of D’s application for the authorization and guarantee insurance at the office of Kimhae-si on August 14, 2010, and there was no fact that D was signed on D’s application for the authorization and guarantee insurance.