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1. As to KRW 155,818,557 and KRW 119,800,00 among the Plaintiff, the Defendant shall pay to the Plaintiff KRW 155,818,557 from April 4, 2016 to December 15, 2016.
Reasons
1. The Defendant, which was newly built on January 17, 2008, was sold in lots, “Yongyang-gu, Yongsan-gu, Incheon Metropolitan City B apartment No. 305 Dong 1502 (hereinafter “instant apartment”).
On May 20, 2009, the Defendant took out a loan of KRW 119,80,000,000,000 corresponding to part of the intermediate payment (hereinafter “the instant loan agreement”) from the Seoul National Agricultural Cooperative (hereinafter “Seoul National Agricultural Cooperative”), and signed and sealed the following forms of loan transaction agreement [other special agreements] (Article 7) and the following [self signature] column, and all of the columns other than the starting date of the loan, the expiration date of the loan period, the interest rate, the interest rate, the delay rate, the interest payment period and the payment period and method, etc. at the time of the loan, were the public column, and was partly supplemented by the employees of the Won National Agricultural Cooperative.
Article 1 Terms and Conditions of Trade shall be as follows:
It shall hear the explanation of the staff and indicate “V” in the corresponding “V”.
2. Classification of transactions: Ceiling transactions; and
4. Commencement date of loans: December 20;
5. Expiration date of lending period: January 20.
6. Interest rate, etc.: A fixed amount (the rate of interest, etc. on Article 3(2) of the Framework Agreement on Credit Transactions (the interest, etc. on Article 3 for Credit Transactions and damages for delay) may be selected from among the following items at the time of the contract:
1. In principle, the partnership shall not change the rate until the repayment of debt is completed;
2. (Selection No. 1 that can change the rate from time to time until the completion of the performance of the obligation) per annum 1. (2) per annum (Selection of Article 3.2.2.2 of the Standard Terms and Conditions for Credit Transactions) per annum 1. (2) per annum (Selection of Article 3.2.2.2 of the Standard Terms and Conditions for Credit Transactions) per annum 1. (1) per cent of the mutual financial fixed deposit interest rate (1%) and
7. Damages rate: The highest rate of 10% per annum; 10. Payment date and method of interest shall be made on the date determined every (monthly) month from the date of commencement of loans;
Article 7 Other Special Agreements
1. The completion of the housing concerned shall be converted to a mortgage loan; and