The defendant's appeal is dismissed.

1. The summary of the grounds for appeal (unfair sentencing) of the lower court’s punishment (an amount of KRW 3 million) is too unreasonable.

2. Although the Defendant made a confession and reflect on all of the instant crimes, the Defendant’s account transferred by the Defendant and the check card, etc. were used for fraud, resulting in damage therefrom, and there is no special change in circumstances to determine the sentence differently from the lower court’s punishment in the appellate trial, and considering the overall sentencing circumstances indicated in the records and arguments, it cannot be deemed that the lower court’s punishment is too unreasonable, even if considering the overall sentencing circumstances indicated in the records and arguments of this case.

Defendant’s assertion is without merit.

3. In conclusion, the defendant's appeal is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act on the grounds that the defendant's appeal is without merit. It is so decided as per Disposition.