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(영문) 서울중앙지방법원 2019.06.13 2017가합537652
보험금
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

Basic Facts

On July 5, 2007, C concluded the instant insurance contract with the Defendant (hereinafter “instant insurance contract”).

(1) Insurance types: D. (2) The Plaintiff’s securities number. The insurance period of the E. : from July 5, 2007 to July 5, 2035.

Article 16 (Insurance Money for Injury after Injury) of the General Terms and Conditions of the Insurance Contract of this case, such as the Clause of the Insurance Contract of this case, which is KRW 3 million for injury medical expenses, KRW 300,000,000,000 for injury injury, or KRW 300,000,000,000 for injury, or the Clause of the Insurance Contract of this case, provides that Article 16 (Insurance Money for Injury after Injury) of the General Terms and Conditions of the Insurance shall be paid to the beneficiary as the insurance money for injury, death as stated in the Insurance Policy (Insurance Policy) and the amount of insurance money for injury, if the insured suffered from injury due to an accident as stipulated in Article 13 of the General Terms and Conditions of the Insurance Contract, lost part of the body within two years from the

In addition, Article 1 of the Special Terms and Conditions for the Security of the Injury, Height, and Ex Post Facto Disability in the Insurance Contract (Insurance Policy) provides that the Insurance Company shall pay the beneficiary the full amount of the insurance coverage amount for the injury, which is described in the Insurance Policy (Insurance Policy) and the amount of the insurance coverage amount for the injury, if the insured, which is described in the Insurance Policy (Insurance Policy) has suffered bodily injury during the insurance period of the Special Terms and Conditions, lost part of the body within two years from the date of the accident as a direct result of the cure of the injury, or has lost its function permanently or has lost its function permanently, and there is a disability in which the payment rate prescribed in the Disability Classification Table is not less than 80%, only once in the first case.

Where the payment rate of the remaining disability is not determined after 180 days from the date of the accident.

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