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(영문) 서울중앙지방법원 2015.05.29 2013가합91264
보험금
Text

1. The defendant shall be the plaintiff.

(a) As regards KRW 60,000,000 and its total of KRW 40,000,000, the remainder shall be from January 9, 2014; and

Reasons

1. Facts of recognition;

A. On September 15, 2006, the Plaintiff entered into the instant insurance contract with the Defendant and the Plaintiff, the beneficiary, the insurance premium 127,690 won, and the insurance period from September 15, 2006 to September 15, 2049 (20 years of payment, 80 years of age). The Plaintiff entered into the instant insurance contract (hereinafter “instant insurance”).

The contents of the instant insurance contract are as follows (No. 1, No. 2-3). The content of the instant insurance contract relating to the instant case is as follows: (a) In the event the insured was injured by an accident after calculating the amount of insurance coverage subject to the payment of insurance coverage; (b) 10,000,000 won due to the injury caused by the accident; and (c) 10,000,000 won due to the injury caused by the accident; and (d) as a result, the physical part was lost within two years from the date of the accident; or (e) the payment rate prescribed in the Disability Classification is less than 80% due to the permanent loss of its function; and (e) the amount to be paid under the Disability Classification is less than 90,000 won 】 the amount to be admitted 】 the amount to be paid after the injury inflicted by the insured 50% or more of the subsequent disability payment rate 】 the amount to be paid for at least 200% of the total amount to be paid every year after the injury was cured.

(B) Nos. 2-3 through 6. 【General Terms and ConditionsC' (No. 2-2-3) 14. (Compensation) Company shall compensate for any loss incurred by the injury in accordance with the terms and conditions of this Agreement, if the insured, as stated in the insurance policy (insurance policy), has suffered bodily injury (excluding physical assistance equipment, such as acceptance, artificial arms, bills, and clothing) due to a sudden and incidental accident during the insurance period.

17.(Insurance Money for Climate Disability): (Omission) The insurance money for such highly handicapped disability.

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