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A defendant shall be punished by imprisonment for one year.
except that the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.
Reasons
Punishment of the crime
1. Around April 2014, the defrauded was under the individual rehabilitation procedure, and the husband was a bad credit holder, and the husband was able to obtain a loan with the credit of the defendant or the defendant's husband, and he was able to obtain a loan by deceiving the lending institution by using the credit of the female.
Around April 30, 2014, the Defendant had access to the homepage of the Victim Hyundai Capital Capital Co., Ltd. by using the authorized certificate of Female C, which was kept in the Defendant’s computer at Pyeongtaek-gu, Nam-gu, Incheon, and 402 at the Defendant’s residence, and applied for a loan in the name of the said C, and the phone from the person in charge of the said company was committed as C by the phone as if the Defendant was a third person with credit enabling the Defendant to lend, and the said person was in charge.
Around that time, the Defendant received KRW 9 million from the above person in charge to the above bank account in the name of the Defendant, which he had at the time.
In addition, the Defendant, from around that time to December 11, 2015, acquired a total of KRW 31 million through six times, as shown in the attached list of crimes (1).
2. On May 2015, the Defendant was engaged in a telephone conversation with the person in charge of Hyundai Capital Capital Co., Ltd. in the victim’s residence in the police officer, and “on June 1, 2015, the Defendant issued a loan card under the name of the above C within the limit of KRW 1.5 million and delivered money to the said residence.” On September 25, 2015, the Defendant was connected to the said residence and entered the number and amount of loan under the name of the said C, and then transferred KRW 4,50,000 to the bank account in the name of C in the name of the Defendant at the time after going through a personal verification procedure by using the authorized certificate of the above C.