Defendant

A Imprisonment with prison labor for one year, for six months, and for one year, for Defendant C, respectively.

provided, however, that the defendant B, .

Punishment of the crime

around May 2013, the Defendants conspired with loan funds from financial institutions or purchased goods with a card using the name of Defendant C by manipulating the subscription details, etc. of the same person’s workplace using the name of Defendant C, etc. In order to obtain loans, etc. from financial institutions, the Defendants were able to obtain the loan, etc. by using the personal rehabilitation system instead of paying the loan interest or installments. Defendant A introduced Defendant C to the above head of the H and I head of the I office and prepared necessary materials for the loan, etc. in compliance with his/her instructions. Defendant A was to receive 4% of the total amount of the loan, etc. received under Defendant C’s name. Defendant B introduced Defendant C to the Defendant and received the introduction expenses in the event the loan, etc. was made according to the public offering. Defendant C was able to use his/her name for loans, etc. by the above unlawful means and was paid at least 30 million won.

Accordingly, according to the order of the head of the H office from the end of May 2013 to the end of June 2013, Defendant A and C shall deliver three mobile phones in the name of Defendant C (J, K, L), four credit cards (new card M; replacement to new card N; Samsung CardO, National Card P, Hyundai Card Q), four heads of passbooks (C R, New Bank S, National Bank T, National Bank T, U), identification cards copy, personal seal certificates, and authorized certificates for financial transactions to H chief of the H office and I chief of the H office, and the above H chief of the H office and I chief of the H office shall be delivered to the victim NHF Capital (K) by telephoneed from Defendant C on June 25, 2013 to the victim NFF Capital, and after sending it to the health insurance card obtained by facsimile with forged contents that Defendant C works in F, the name of the victim and the most poor employee.