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(영문) 서울동부지방법원 2017.07.21 2016가단109940
보험금
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

(a) B (Plaintiff’s money) on May 25, 2012, through an insurance solicitor C through the Defendant’s office (unauthorized Branch) to determine as “B: The Plaintiff, the Insured, the beneficiary: B at the time of maturity, existence, and death, D at the time of hospitalization, disability, and death, the first insurance premium: 82,650 won: 20 years of age, and the insurance period: 100 years of age; and

1. The insurance contract of this case ("the insurance contract of this case") was concluded between B and the defendant during the period from October 1, 2004 to January 1, 2008 through C before the conclusion of the insurance contract of this case

2. Serial 1 through 5;

7. There was seven insurance contracts concluded and maintained as described;

(Insurance premiums seems to have been paid by automatic transfer). The first installment of insurance premiums was paid directly to the defendant's virtual account, and the automatic transfer application was made with respect to the payment of insurance premiums after the second installment (transfer account: the transfer account: the deposit account in Gwangju Bank, the transfer date: the 25th day of each month).

B. However, after the two-time payment of the instant insurance premium (the automatic transfer from the deposit account of the relevant Gwangju Bank on June 25, 2012), B demanded that C bear the burden of insurance premium and not maintain the instant insurance contract, and C was asked to suspend the examination procedure of the instant case that “D’s insurance premium would not be borne from the beginning because it would be difficult for D to pay the insurance premium for a period of several years at the time of the purchase of the instant insurance.”

On July 20, 2012, Gwangju Bank terminated the automatic transfer of insurance premium at the defendant's request.

(C) After telephone conversations with B, inform the employees of the Defendant Unauthorized Branch and requesting the Bank to terminate automatic transfer. (c)

C Notwithstanding the intent to suspend the payment of the insurance premium under the foregoing B, C paid three times the instant insurance premium on July 31, 2012, and D on August 7, 2012, the Plaintiff’s closure to the Defendant on July 27, 2012.

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