1. Revocation of the first instance judgment.

2. The plaintiff's claim is dismissed.

3. All costs of the lawsuit shall be borne by the Plaintiff.

Facts of recognition

The relationship between the parties and the Hanjin Industries Co., Ltd., Ltd., which concluded each insurance contract, ordered the Korea Rail Network Authority to “Seongnam-do Construction Works for the Second Section No. 2 Construction Works”, and subcontracted a part of the construction works awarded to Daenam-do Co., Ltd.

(hereinafter the name of each stock company is omitted). The Hanjin Heavy Industries concluded a construction insurance contract with the Plaintiff with the following content:

(hereinafter referred to as "Plaintiffs Insurance"). Securities number: The Hanjin Heavy Industries Insurance Period: from March 15, 2008 to December 31, 2014: Security Matters / Guarantee Amount: From March 15, 2008 to December 31, 2014, the basic security for the construction site of the insured's domestic construction site and the third party liability security (individual KRW 500,000) of the third party liability security (individual KRW 500,000) entered into a mutual aid agreement with the Special Construction Mutual Aid Association on March 2012.

The Insured's Contract Number: 2012-1170-72-00045 Period: the content and limit of compensation from March 25, 2012 to March 25, 2013: 200 million won per person, 200 million won per accident, and 300,000 won specialized construction mutual aid association entered into a contract with the Defendant on November 2012 in order to prepare for liability for performance under the above mutual aid agreement, with respect to the business liability arising from all the business places of the Insured:

(hereinafter referred to as “Defendant Insurance”). Representative Insured: Insurance coverage period of 2012-119982: From March 25, 2012 to March 25, 2012, the insurance limit of 24:00 to March 24:00, 2013: A total of KRW 200 million insured event and the Plaintiff’s actual industry paying the insurance proceeds occurred at the construction site where the Plaintiff’s insurance proceeds was contracted:

(hereinafter referred to as "accident". On June 3, 2012, the time and time of the accident: At around 20:30 on June 3, 2012: The details of the incident at the shot Site at the bottom of the Lee Jong-gu branch of Sung-gu, Sungnam-si: the victim tried to avoid the bicycle coming from the slope of the victim A.