1. The Defendant: (a) from December 18, 2012 to Plaintiff A, KRW 57,142,857, respectively, and each of them to Plaintiff B and C.

1. Basic facts

A. Plaintiff A’s status as the Plaintiff was denied D’s death due to the following accidents, and Plaintiff B is a grandparent born between Plaintiff A and D, Plaintiff C is its children, and the Defendant is an insurance company that runs a life insurance business, etc.

B. On July 14, 2010, D Co., Ltd. entered into an insurance contract with the Defendant (hereinafter “instant insurance contract”) with the following terms and conditions (hereinafter “this case’s insurance contract: (a) Insurance policyholder and the insured: the insurance period of D (3): 60 years of age: (4) insurance contract with the maturity of 60,000,000 - Special Agreement for Accident Death: 150,000,000 won: (a beneficiary of 150,000,000 won: D and D’s heir: 36,100 won per month.)

C. The terms and conditions applicable to the instant insurance contract (hereinafter “instant terms and conditions”) are as follows.

Article 15 (Types and Grounds for Payment of Insurance Money) of the General Terms and Conditions of the Insurance Contract for the Non-Payment of Dividends and Love (hereinafter referred to as the "General Terms and Conditions") shall pay the insurance money agreed upon to the beneficiary (person receiving the insurance money) if any of the following events occurs to the insured (person subject to insurance).

1. Where the insured (person subject to insurance) during the insurance period becomes disabled in excess of 80% by adding up the rate of disability payment for the same disaster (referring to the disaster specified in attached Table 2 “Disaster Classification table”; hereinafter referred to as “disaster”) or for the same cause other than a disaster: the company under Article 17 (Insurance Accidents for which No Insurance Money is Paid) shall not be exempted from paying the insurance proceeds or from paying the insurance premiums if any of the following causes occurs:

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