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1. It is confirmed that an insurance contract entered into between the Plaintiff and the Defendant is void.
2. The defendant shall be the plaintiff.
Reasons
1. Basic facts
A. On August 16, 2010, the Defendant concluded an insurance contract in attached Form 1 (hereinafter “instant insurance contract”) with the content that the Plaintiff would receive hospital allowances from the Plaintiff in the event that the insured and the beneficiaries of the non-life insurance are treated for injury or disease, respectively, and that the insured receive hospital allowances from the Plaintiff.
B. From September 30, 2010 to October 13, 2010, the Defendant was hospitalized in B Hospital on the ground of 14 days for 14 days from 2010, as shown in the attached Table 2, and was hospitalized for 482 days until December 26, 2014, as shown in the attached Table 2. The Defendant received from the Plaintiff the total sum of KRW 27,540,000 as insurance money under the instant insurance contract.
C. Meanwhile, before and after the conclusion of the instant insurance contract, the insurance contract concluded between the Defendant and the insurance company including the Plaintiff as the insured, and the details of the insurance premium and the insurance amount paid accordingly are as follows.
The table: The part indicated as “0” on the details of the insurance contract concluded by the Defendant as the insured and the “paid Insurance Money” column is the part where the relevant details are not nonexistent or the evidence submitted up to now alone is not confirmed.
Meanwhile, according to the above evidence, if the defendant is hospitalized into a specific disease according to a certain special agreement among each of the above insurance contracts, it seems that the defendant could have received more amount of daily allowances for hospitalization than that set forth in the column of "daily allowances for hospitalization" as stated in the above table.
On August 16, 2010, Plaintiff 1, the effect of the monthly insurance premium (cost) paid for the name of the goods as of the date of subscription of the insurance company, 201, Plaintiff 2 121,200,540,000 of the insurance contract of this case for the insurance contract of this case on August 4, 2010, Defendant 2 ING Standard Life Insurance 20 years paid on August 4, 2010, 200 60,200,000 28,520,000,000 on February 24, 2010, and 70,800,000,000,800,895,580 terminated on August 19, 2013.