1. The defendant's appeal is dismissed.

2. The costs of appeal shall be borne by the Defendant.

Purport of claim and appeal

1..

1. The reasons why the court of this case cited in the judgment of the court of first instance are stated in the part against the defendant among the reasons for the judgment of the court of first instance, except for the dismissal of Section 8-1 of the judgment of the court of first instance as follows:

(3) On May 3, 2013, the defendant demanded again to prepare a loan certificate while taking into account the following facts: (a) around May 3, 2013, the plaintiff and the plaintiff's husband D were found to have teared the first loan certificate; (b) the plaintiff's husband was threatened with his husband; (c) the plaintiff was forced to receive intimidation from the plaintiff's husband; and (d) the plaintiff made and issued a second loan certificate due to the plaintiff's mistake on the part of the plaintiff's horse that he would be repaid, so there is no evidence to acknowledge it; (c) the defendant did not have any evidence to acknowledge it; (d) in light of the overall purport of arguments, the statement (including the serial number) Nos. 8 through 11, 13, 14, and 16 were written with the plaintiff and the plaintiff's husband D, and it is difficult to see that the plaintiff received the loan certificate from the plaintiff and the defendant 200, 200, 300, 200, 300, 20, 30, etc.

The defendant's argument is without merit.

(4) The Defendant asserts to the effect that the Plaintiff paid KRW 31,50,000 to the principal after the preparation of the second loan certificate, and that the Defendant paid KRW 31,50,000 to the Plaintiff, and therefore, according to the respective descriptions of the evidence Nos. 10-1, 14-3, the Defendant was the Plaintiff.