1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

1. Insurance proceeds for the beneficiary's insurance period when the name of the product is guaranteed at the date of the conclusion of the basic fact-finding insurance contract, and on March 27, 2002, the beneficiary's life insurance proceeds for the main contract for the death of a non-dividend pooling Life Insurance Class II (Standard Body): 30 million won: the insurance proceeds for the main contract for the death of a non-dividend premium insurance (Class 2) of December 14, 2009 attached to the insurance premium of KRW 40 million under the special contract for the life of a master heir for the life of KRW 31,00,000: the insurance proceeds for the special contract for the death of a disaster of KRW 20,000,000 for Plaintiff A's life insurance premium of KRW 31.

A. The Plaintiff A and B are the husband of the Plaintiff C, and the husband of the Plaintiff C, and D concluded the following insurance contracts with the Defendant as the insured (hereinafter “1 and 2 insurance contracts”) in sequence.

B. D around October 16, 2015, around 09:10 on October 16, 2015, at the “Fmasty site shop” of the first floor of the Seocho-gu Seoul Metropolitan Government E-building, and at the electric line, he committed suicide (direct employees: pressured penology).

C. On October 29, 2015, the Plaintiffs filed a claim against the Defendant for insurance proceeds. The Defendant paid the Plaintiffs the death benefit of the main contract of the first and second insurance contracts, but did not pay the disaster death benefit on the ground of suicide exemption.

The main terms and conditions of the first and second insurance relating to the issues of the instant case are as follows:

Article 15 [Main Contract] of the Terms and Conditions of Insurance [Types and Grounds for Payment of Insurance Money] (The company (the defendant; hereinafter the same shall apply) shall pay the beneficiary the total amount of insurance covered by the contract when the insured dies during the insurance period.

Article 17 [Insurance Accidents for which no Insurance Money is paid] (1) The Company may terminate this contract simultaneously with the failure to pay insurance money or to exempt the payment of insurance money if any cause for the payment of insurance money occurs due to any of the following cases:

1. Where the insured intentionally damages himself/herself, but this shall not apply to cases where the insured has impaired himself/herself from a mental illness condition and where he/she commits suicide after two years from the date of commencement of liability;

(c).