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1. All of the plaintiffs' primary and conjunctive claims are dismissed.
2. The costs of lawsuit are assessed against the plaintiffs.
Reasons
1. Basic facts
A. The network N (hereinafter “the deceased”) had Defendant M and A (spouse B), C (spouse C), and P, and had Plaintiff F (spouse G), H, I (spouse J), K, and L, respectively, after the death of the network director, re-contributed with the network Q.
B. On May 18, 2008, the Deceased died on August 15, 2014.
C. From around 192, the Deceased had repeatedly opened and terminated various accounts in the name of the Defendant Gwangju Bank (hereinafter “Defendant Bank”), the Deceased, the deceased, Q, and the Plaintiffs. The employees of the Defendant Bank Horse branch have been managing the Deceased and the Defendant M as the VIP customers of the Defendant Bank, and managed their assets.
In managing the passbook in the name of the deceased, the deceased directly visited the bank from September 2007 until September 2007 by directly visiting the bank, and received each payment from September 2007 by means of transfer to his own account. In around 2008, the deceased used the “one passbook with our family mother” by linking the respective accounts of his and the plaintiffs except a part of the account to one passbook.
E. Until 2007, the Deceased used Defendant M, a direct or large child, to act on behalf of the deceased, and visited Defendant M, to conduct bank services. From around 2008, Defendant M used Defendant M’s deposit passbook and his seal impression to carry out bank services.
F. On April 7, 2008, Defendant M, with a passbook and seal impression of the deceased, visited the head of the Defendant Bank Twitk and then terminated each deposit under the name of the deceased (the deceased, Q Q, C, B, F, H, I, J, and L) and received the principal amount of KRW 343,00,000 and interest of KRW 3,262,970 in total and KRW 346,262,970 in the deceased’s account.
G. Defendant M, by the same method as of April 16, 2008, visited the part of the Defendant Bank, and terminated the term deposit of the deceased, the Plaintiff C, D, and G, and the principal amount of KRW 75,00,000 and interest of KRW 1,601,344 as well as KRW 76,601,344 in total.