1. The defendant shall pay to the plaintiff KRW 23,454,391 as well as KRW 1,273,60 as well as the amount of KRW 1,273,60 from May 17, 2016 to the date of full payment.

According to the overall purport of Gap evidence Nos. 1 through 6, the defendant's credit card issued by the plaintiff on April 10, 2007 was in arrears with the card price from April 15, 2016, and the rate of overdue credit card price and damages for delay as of May 16, 2016 is acknowledged as follows.

According to the facts found above, the defendant is obligated to pay the plaintiff 23,454,391 won in total, and 1,273,600 won in total, including the credit card price in arrears, and 24% per annum as stipulated in the credit card use contract, from May 17, 2016 to the date of full payment, to the date of full payment, 16,76,74 won in total (the temporary payment, the fee for the use of the Sld loan) and 23% per annum as stipulated in the above credit card use contract, from May 17, 2016 to the date of full payment (the price for the use of cash service) with the amount of KRW 5,530,00 (the price for the use of cash service) calculated by 26% per annum as stipulated in the above credit card use contract from May 17, 2016 to the date of full payment.

The plaintiff's claim is accepted.