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1. As to KRW 43,69,425 and KRW 28,359,051 among the Plaintiff, the Defendant shall be from October 14, 2015 to the date of full payment.
Reasons
1. Basic facts
A. The Defendant entered into a loan transaction agreement with the Plaintiff as follows, and borrowed a total of KRW 70,000,000 from the Plaintiff.
At the time of concluding the above credit transaction agreement, the Defendant approved that the Plaintiff’s basic terms and conditions of credit transaction apply, and the damages for delay are subject to the rate of damages for delay as determined by the Plaintiff, and the rate of damages for delay determined by the Plaintiff is 1
On June 15, 201, 201, the initial credit limit amount of 10,000,000 won was changed to 20,000,000 won on August 22, 2011, when the interest rate delayed compensation rate (the original (the highest) interest rate of 1,00,000,000 won was the expiration date of the loan term.
Standard interest rate of 14.84% per annum 17% per 17% per annum on June 15, 2015 (Extension) 2nd Round (Free Partition) on November 27, 2013, 17% per annum 17.9% per annum on January 27, 2016 (Extension)
B. On September 2, 2014, the Defendant entered into a credit card transaction agreement with the Plaintiff to join as the Plaintiff’s JB card companies, approved that the Plaintiff’s credit card holders’ terms and conditions apply, and, in the event of delinquency in the payment of credit card bills, the Plaintiff bears the overdue charge determined by the Plaintiff. The overdue charge rate determined by the Plaintiff is the maximum of 27% per annum in the case of the amount of temporary payment, and the amount of installment usage is maximum of 25% per annum in
C. The Defendant lost its interest due to failure to faithfully pay the principal and interest of loans and credit card usage fees while making transactions under each of the above agreements. On October 13, 2015, the Defendant’s debt owed to the Plaintiff as of October 13, 2015 is KRW 29,989,923 [Attachment 12,964,89,89,051 interest amounting to KRW 12,964,89,05 (= Principal KRW 12,359,051 interest amounting to KRW 605,844)] 17,025,028 (= Principal interest amounting to KRW 16,00,00,025,000) and credit card usage payment amounting to KRW 13,679,502 (amount to KRW 8,482,971, KRW 3,696, KRW 8309, KRW 149,719).
[Grounds for recognition] Unsatisfy, A No. 1.