1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Facts of recognition;

A. The Plaintiff entered into an insurance contract with the Defendant, the husband, as the insured, and the beneficiary of himself as the beneficiary of the insurance contract as follows.

(1) On October 12, 1993, the term of insurance coverage of the major coverage of the classification of insurance contracts under the name of the insured (hereinafter “1 insurance”); the time of death of class 1 disability due to an accident other than the cost of KRW 60 million; the time of death of class 1 disability due to a disaster other than the cost of KRW 20 million; the time of continuous hospitalization for at least four days due to a disaster other than the accident of October 12, 1993 through October 12, 2019; the time of a special agreement for hospitalization for disaster on October 12, 2019; the time of hospitalization for at least four days due to a disaster of at least three days but more than 10,000 won per day (hereinafter “120 days per day”); the time of death of class 1 disability due to a disaster of the non-payment of new wind, health, life insurance (hereinafter “2 insurance”); the time of death of class 1 disability due to a disaster of KRW 20 million;

B. The respective terms and conditions of each insurance contract of this case stipulate that the insurance contract of this case does not pay insurance money when a cause for payment of insurance money occurs according to the following cases as stated in the table “content”.

Where the insured of the first insurance contract for use in the Gu section intentionally damages himself/herself: Provided, That this shall not apply where the insured has impaired himself/herself with mental illness and where two years have passed from the date of commencement of the contract.

1. Where the insured under a special contract for hospitalization with a disaster has intentionally impaired himself/herself: Provided, That this shall not apply where the insured under a principal contract with two insurance has intentionally impaired himself/herself with a mental disorder.

2. The insured under a special contract for death of an insurance accident shall intentionally compromise himself/herself.

On December 9, 2013, the Deceased’s attempt to commit suicide was determined as a brain-disease 1 disability.

hereinafter referred to as "the case."