Defendant shall be punished by a fine of KRW 3,000,000.

When the defendant does not pay the above fine, 100,000 won.

Punishment of the crime

The defendant is the operator of Kucheon-gun, Hongcheon-gun B.

1. On April 1, 2013, the Defendant violated the Act on Registration of Credit Business, etc. and Protection of Financial Users: (a) lent KRW 1,000,000 to D without registering credit business to the competent authorities; (b) deducted the interest rate of KRW 200,000 per annum; and (c) deducted the interest rate of KRW 356 percent per annum from the pre-road; and (d) operated credit business without registration as described in the list of crimes in the attached Table.

2. On May 21, 2013, the Defendant violated the Act on Registration of Credit Business, etc. and Protection of Financial Users: (a) lent KRW 1,800,000,000 from the loan request amount of KRW 2,00,000 to D; and (b) received a reimbursement of KRW 2,00,000 per annum 40.5% per annum after ten (10) days; and (c) violated the statutory interest rate limit of 30% per annum as shown in the attached list of crimes.

3. On September 11, 2013, the Defendant violated the Act on the Fair Collection of Claims: (a) on the front of the Hongcheon Central Market, Hongcheon-gun, Hongcheon-gun, Hongcheon-gun, Hongcheon-gun, the Defendant changed the principal and interest of the money previously lent to the victim D; (b) entered the vehicle of the victim parked therein; and (c) deducted the key of the vehicle displayed on the vehicle kidsp, and the cell phone posted on the kid on the vehicle kidsp; and (d) led the victim to the defect in continuing to go to another place.

Accordingly, the defendant, by force, forced debt collection against the victim.

Summary of Evidence

1. Defendant's legal statement;

1. Each police statement of E and D;

1. A criminal investigation report (a specification of transactions submitted by victim E);

1. Investigation reports (victims D counterpart, confirmation of the date of loan, and specification of transactions);

1. A criminal investigation report (Attachment to a detailed statement of passbook transaction submitted by the defendant);

1. Application of the statutes on the transaction of passbooks (6-8 months) to the defendant

1. The comprehensive provisions of Article 19 (1) 1 and Article 3 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users regarding criminal facts and the Selection of Punishment shall be applicable;