A defendant shall be punished by imprisonment for six months.

However, the execution of the above punishment shall be suspended for one year from the date this judgment becomes final and conclusive.

Punishment of the crime

1. On March 2010, the Defendant of unregistered credit business, without registering the credit business with the competent authority, concluded a loan agreement of KRW 1,350,000 with C in the scenic stone park located in the Seocho-dong, Jeju, as shown in the attached list of crimes (Ⅰ), and loaned KRW 260,700,000 in total over 34 times from the above date to March 14, 2013, as shown in the attached list of crimes (Ⅰ).

2. On March 14, 2010, the Defendant violated the interest rate limitation: (a) concluded a loan agreement with the Defendant to lend KRW 1,350,000 to the 10% of the monthly interest rate of KRW C at the scenic stone park located in the Seocho-si, Jeju-si; and (b) received interest at the rate of 135.2% per annum from the above date and time to March 14, 2013, as shown in the attached Table of Crimes List (Ⅱ); and (c) received interest from 33.2% per annum to 135.2% per annum by receiving the interest from 33.2% per annum to 135.2% per annum.

Summary of Evidence

1. Partial statement of the defendant;

1. Each prosecutor's protocol of statement concerning D, E, F, G, and H;

1. An investigation report (to attach a detailed statement of transactions of passbooks for reference; to verify the unregistered registration of credit business of persons under internal investigation; to submit a detailed statement of transactions of persons under internal investigation; to attach documents of transactions of persons under internal investigation; to submit documents of transactions of agricultural accounts of persons under internal investigation; to submit documents of transactions of persons under investigation; to submit documents of transactions of persons under investigation; to submit documents of reference I borrowed documents; to submit documents of transactions of persons under internal investigation; to submit documents

1. Application of trade-related Acts and subordinate statutes;

1. Article 19 (1) 1, Article 3 (1) ( point of running unregistered credit business), Article 19 (2) 3, and Article 11 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users concerning facts constituting an offense, Article 2 (1) of the Interest Limitation Act, and Article 19 (1) 1 of the Act on the Protection of Finance Users, and Selection of Imprisonment;

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Judgment on the defense counsel’s assertion under Article 62(1) of the Criminal Act

1. The Defendant is urgently required or urgent to pay money.