1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. Nonparty B entered into an insurance contract with the Plaintiff and entered into the following insurance contracts.

(l) Securities number of LIG family relief insurance (hereinafter referred to as “Insurance”) : B contract period: From December 26, 2011 to December 26, 2049: Policyholders B: the details of security against the Defendant-related beneficiaries: 3,000,000 won for the death (physical symptoms), additional 10,000,000 for the death of a disease, and 10,000 additional expenses for the death of a disease, 10,000 LIG 20,000 health insurance (hereinafter referred to as “2 insurance”): 0,000,000 or more for the D contract period: 0,000 to 20: 0,000,000,000 or more for the first time, 0,000,00 or more for the first time, and 0,000,00 or more for the first time, 00,000,000 won for the death of a beneficiary other than the insured.

B. B, such as the unpaid insurance premium and the occurrence of insurance accidents, were paid only the insurance premium up to December 2012 with respect to each of the insurance contracts of this case, and thereafter did not pay the insurance premium.

On February 13, 2013 and March 9, 2013, each of the instant insurance contracts (Article 12 of the General Terms and Conditions) notified the Plaintiff that if the premium is not paid within 15 days from the receipt of the notice to B pursuant to the terms and conditions of each of the instant insurance contracts, the insurance contract shall be terminated (Loss). Each of the above notifications reached around that time.

B did not pay the premium after the lapse of the maximum period of the payment.

After that, B was confirmed on July 24, 2013, and died from the above mouth cancer on December 23, 2013.

Meanwhile, even before the occurrence of the instant insurance accident, the Plaintiff is the beneficiary of each of the instant insurance contracts, respectively.