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(영문) 울산지방법원 2014.12.04 2012가합10009
보험금
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. The Plaintiff leased the light-scale steel structure building located in Ulsan-gun, Ulsan-gun (hereinafter “instant warehouse building”) from Nonparty C, the owner of the building, and leased the light-scale steel structure building located in D (hereinafter “instant office building”) from Nonparty E, the owner of the building, and operated wholesale and manufacturing business, including lubrication, with the trade name “F,” in each of the above buildings.

On the other hand, Nonparty G leased a light steel-frame building located outside H and one parcel (hereinafter “H building”) from C, the owner of the building, and operated manufacturing and wholesale business, such as the mutual trust and office household, I in the building.

B. On March 20, 2012, the Plaintiff entered into an insurance contract on the liability for damages on goods (fire) security (hereinafter “instant insurance contract”) with the Defendant, an insurance company, from March 20, 2012 to March 20, 2017, with the insurance period from March 20, 2012 to March 20, with the effect that the instant warehouse building covered another’s property due to a fire, thereby guaranteeing compensation for loss up to KRW 300,000,000 at one insurance premium.

C. On April 10, 2012, a fire occurred in the instant warehouse building, and the instant building of the instant office building and H buildings were burned up.

(hereinafter “instant fire accident”). D.

In order to recover from damage caused by the instant fire accident, the Plaintiff paid KRW 52 million to G as agreed money, and paid KRW 50 million to C and E (C and E) as construction cost for restoring the building damaged. C and E completed restoration work for the building damaged by the said money.

E. As a result of the instant court’s commission of appraisal to the appraiser J, the amount of damages due to the instant fire was identified as KRW 37,839,900 in the part relating to the H building, KRW 1,170,226 in the part relating to the instant office building, KRW 56,450,715 in the part relating to G’s movable property and movable assets.

[Reasons for Recognition]

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