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1. As to the Intervenor succeeding to the Plaintiff:
A. The Defendants are jointly and severally liable for 655,972,887 won and 334,853,107 won.
Reasons
1. Facts of recognition;
A. The loan transaction details 1) Defendant Accom Association (hereinafter “Defendant Accom”) entered into a credit transaction agreement with Nonparty Gwangju Bank Co., Ltd. (hereinafter “Seoul Bank”) on December 3, 2009 with the following: (a) on December 3, 200, the credit subject was a public loan; (b) the credit amount was KRW 80 million; (c) the credit date was a date of credit extension; (d) December 3, 2009; (e) the date of expiration of the credit period was December 3, 2010; (c) the interest rate was 3.4% per annum; (d) the interest rate was 3.4% per annum; (e) the interest rate was more than 3 months but not more than 6 months; and (e) the credit transaction agreement was concluded with the amount exceeding 19% per day; and (e) the credit card was issued on December 2, 2009 (hereinafter “second loan”).
(2) The Defendant church approved that the basic terms and conditions for banking loan transactions apply in making the above loan transactions with the Gwangju Bank, and agreed that the damages for delay will be governed by the provisions of the Gwangju Bank.
3) As to the above first loan agreement, Defendant B, C, and D set the guarantee limit of KRW 960 million each, and jointly and severally guaranteed each obligation to repay the principal and interest of loan to Defendant Gwangju Bank. (B) Upon the Defendants’ delay in repaying the above loan, Gwangju Bank transferred to the Plaintiff on April 29, 201, the reference date for transferring the loan to the Plaintiff on April 29, 201 under Article 4 of the Act on the Efficient Disposal of Non-Performing Assets, etc. of Financial Institutions and the Establishment of Korea Asset Management Corporation. The balance of the principal and interest of loan as of the reference date for transferring the loan is KRW 851,788,58 (=the principal and interest of loan principal amount of KRW 804,49,471, interest amount of KRW 47,279,117).
- List of Claim Statement - The 1 Gwangju Bank's General Fund Loans 800,000,000 46,979,505 846,979,505,979,505 846,979,505, Defendant C, Defendant D2 Gwangju Bank's credit card card 2 Gwangju Bank on December 24, 2009, 499,47129,6124,79,79,083 combined 804,49,47147,479,279,851,778,78,58882, a joint and several surety for the interest of the remaining principal on the date of the net loan type agreement for the loan type.