A defendant shall be punished by imprisonment for not less than eight months.

Punishment of the crime

The Defendant, while managing C, D, and E with no business substance, requested the above B to get a credit loan for the employee at the workplace at around February 2014. The Defendant and the above B conspired to obtain a credit loan by pretending that the Defendant were working for E and was receiving a normal benefit.

Accordingly, the above B applied for a credit loan in the name of the defendant by submitting a false health insurance qualification certificate and a health and long-term summary insurance premium payment certificate, etc. as if the defendant had been working in a stock company E from November 12, 2014 to the victim G bank located in Seocho-gu, Seocho-gu, Cheongju on March 4, 2015, and the defendant applied for a credit loan in the name of the defendant. The defendant is an employee in charge of the loan who is not aware of the name of the victim G bank belonging to the victim G bank, who is in office of the defendant and received a monthly

A false statement was made.

However, in fact, in order to raise the defendant's overdue credit card usage price, etc., the defendant and the above B were the most likely that the defendant had worked normally in E Co., Ltd., and the defendant did not have received benefits while working in E Co., Ltd., and the defendant and the above B did not have the intent or ability to normally repay the principal and interest of the loan within the agreed period even if the defendant and the above B were to receive

In collusion with the above B, the Defendant: (a) by deceiving a staff member in charge of loans belonging to the victim G bank; and (b) transferred 5,500,000 won from the victim G bank to the account in the name of the Defendant on March 4, 2015 under the pretext of workplace credit loans; and (c) from around that time to March 5, 2015, KRW 34,000,000 in total from the victim G bank, etc. four times, such as the written list of crimes, to March 5, 2015.