1. The Defendants jointly committed against the Plaintiff in relation to KRW 19,712,858 and KRW 2,496,576 of the said money. From November 30, 2018, the Defendants were to take part in the said amount.

1. Facts of recognition;

A. On December 19, 2017, the Plaintiff is an insurer who entered into a housing fire insurance (the insured: each household owner, each household owner, and each household unit of the apartment complex: three buildings within the apartment complex (792 households), attached facilities, all of the household units, the amount of insurance coverage, 67,616,023,620 won, and the special terms and conditions of physical damage liability liability (hereinafter “instant housing fire insurance”).

Defendant D Co., Ltd. (hereinafter “Defendant D”) is as follows.

Defendant F Co., Ltd. (hereinafter “Defendant F”) is an insurer who has entered into a product damage liability insurance contract with Defendant D.

B. As a result of the occurrence of the instant fire and the investigation by the relevant agencies on October 5, 2018, at around 11:51, G Apartment H (hereinafter “H”) caused a fire in the kimchi air conditioners (products manufactured and supplied at around 2003, model I; hereinafter “instant kimchi air conditioners”) and the foregoing H H-family units and household districts were destroyed by the fire, and the neighboring Jhoho Lake, K, L, M, Nhohoho Lakes, Nho Lakes, household units, and household tools were destroyed by burning.

(hereinafter “instant fire”). Details of the fire site investigation report by the competent fire station on the instant fire are as follows:

Fire is presumed to have occurred due to the occurrence of a PCB machine board and electric wires located at the bottom of the kimchi coolant and electric wires, the blocking machine was cut off, and the fire is presumed to have occurred due to the fall and smelting into nearby dust and combustible materials.The implications and measures are as follows: the possibility of fire in the kimchi air conditioning for more than 10 years, the possibility of fire in the deteriorated kimchi air conditioning, and the need to check the deteriorated kimchi air conditioning equipment.

C. The Plaintiff’s payment of insurance proceeds is KRW 45,704,419 [the total amount of KRW 45,704,419 [the total amount of KRW 29,071,60 [the total amount of KRW 32,210,977,977,706 [the total amount of KRW 32,210,977] [the total amount of KRW 32,210,95] on November 29, 2018, KRW 30,935,273 on December 7, 2018, KRW 58,560 on January 14, 2019, KRW 438,731 on January 22, 2019].