Defendant

A Imprisonment with prison labor for one year and for a fine of 10,00,000 won, and each of the defendants B, C, and D shall be punished by imprisonment for eight months.

Defendant .

Punishment of the crime

Defendant

A The owner who operates a lending company with each local responsible person located in Gwangju, Seoul, Busan, Daegu, Ulsan, Ulsan, and Gwangjuyang and employs each local responsible person, Defendant B is the owner who operates the lending company, Defendant C is the Seoul and Busan (I), Defendant C is the Seoul and Busan (II), Defendant D's Busan (II), Defendant I is the responsible person in charge of the Daegu, and J is the person in charge of the Ulsan, K, L, M, M, N, P, P, Q, Q, Q, T, U, Busan, and Gwangju.

1. Defendant A and B

A. In collusion with K, L, M, N, andO, the Defendants of the Gwangju place of business did not register credit business with the competent authority. From March 201 to June 2012, the Defendants used X apartment 401 of Gwangju North-gu X apartment 401 and Gwangju North-gu Y building 202 as an employee’s accommodation and office, and the companies registered for credit business borrowed money within the statutory interest rate as if they were to lend money to the company registered for the credit business. The Defendants distributed the name-type advertisements, such as the “OK Electric Rental Loan”, “the number of interested days”, “low interest-interest day loans,” “number of days”, “number of days of low interest,” and “number of days and months of payment”, and received and received the interest equivalent to 41% interest from the Z, etc. over 176.2320.1% interest per annum as stated in the attached list of crimes I.

Accordingly, in collusion with the above K, the Defendants did not register the credit business, did not run the advertisement for the credit business, and did not receive interest exceeding 30% per annum, which is the legal interest rate from the debtor.

B. The Defendants, in collusion with W, P, andO, did not register credit business with the competent authority. However, the Defendants, from September 201 to May 201, used the Mineyang-si 501 as an employee accommodation and office with employees from September 2011 to May 201, with false content as the companies registered for credit business have lent money within the statutory interest rate.