1. The Defendants shall jointly and severally pay to the Plaintiff KRW 40,663,514 and the interest rate thereon from January 22, 2015 to the date of full payment.

1. According to the overall purport of evidence Nos. 1 through 4 of the judgment as to the cause of the claim and the entire pleadings, Defendant A Co., Ltd. received a loan of KRW 45 million from the Plaintiff on June 18, 2014 by setting the lending period of KRW 60,7.5% per annum, interest rate of loans, and interest rate of 7.5% per annum, and interest rate of arrears rate of 22% per annum, and Defendant B provided joint guarantee. Defendant A did not perform his/her obligation to repay loans by January 22, 2015, and Defendant A did not perform its obligation to repay loans by January 21, 2015, and up to that time, Defendant A did not pay arrears from January 22, 2015; Defendant A Co., Ltd. did not repay the loan principal to the Plaintiff at KRW 40,63,514 per annum. The Defendants jointly and severally liable the Plaintiff to pay delay interest rate of KRW 40,663,514 per annum.

2. Defendant B’s assertion regarding Defendant B’s assertion that, as Defendant B himself applied for individual rehabilitation, the Plaintiff’s claim seeking the performance of the above loan is groundless. However, the claim sought by the Plaintiff was confirmed as individual rehabilitation claims up to the date of the closing of argument in the instant case.

Since there is no evidence to prove that there was a decision to authorize the repayment plan in the individual rehabilitation procedure or that there was a decision to authorize the repayment plan in the individual rehabilitation procedure, the defendant B's assertion is without merit without further review.

3. Thus, the plaintiff's claim against the defendants is justified and all of them are accepted. It is so decided as per Disposition.