1. It is confirmed that each insurance contract entered into between the Plaintiff and the Defendant B is null and void.

2. The plaintiff, .

1. Indication of claim;

A. Defendant A concluded multiple insurance contracts with multiple insurance companies, and entered into an insurance contract on October 30, 2003 with the Plaintiff as the insured on October 30, 2003; and on June 25, 2004, respectively; on June 11, 2010, Defendant A changed the beneficiary to Defendant B at the maturity of each of the above insurance contracts with multiple insurance companies, with the intent to obtain insurance proceeds through repeated hospitalization for a long time by exaggerationing the degree of general disasters and diseases.

B. From December 29, 2004 to June 9, 2014, Defendant B was hospitalized for 541 days in total on the grounds of cryp salt base, e.g., e., hump base, B-type salt, etc., and received from the Plaintiff for repeated hospitalized treatment for 32 days in total, and Defendant A received insurance money from the Plaintiff for 23,897,598 (e.g., June 11, 2010), and Defendant B received payment of KRW 22,310,000 (after June 11, 2010), respectively.

C. Therefore, each of the above insurance contracts is null and void in violation of good morals and social order stipulated in Article 103 of the Civil Act. Defendant A is obligated to pay damages for delay calculated at the rate of 20% per annum as stipulated in the Act on Special Cases Concerning the Promotion, etc. of Legal Proceedings, etc. from October 9, 2014 to the date of delivery of a copy of the complaint of this case sought by the Plaintiff after the date of final unjust enrichment with respect to each of the above amounts received by the Plaintiff as unjust enrichment in accordance with each of the above insurance contracts.

2. Article 208 (3) 1 of the Civil Procedure Act and the main sentence of Article 257 (1) of the same Act of the same Act.