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1. It is confirmed that each insurance contract concluded between the plaintiff and the defendant is null and void.
2. The defendant.
Reasons
1. Indication of claim;
A. On April 22, 2008, the Defendant concluded multiple insurance contracts with multiple insurance companies, and concluded the insurance contracts listed in attached Form 1 with each of the beneficiaries as the husband B in the event of the insured and the beneficiary, respectively, with the intention of unlawfully acquiring the insurance proceeds through repeated hospitalization for a long time in exaggeration of the degree of general accidents and diseases, and concluded the insurance contracts listed in attached Table 2 with the beneficiary as the defendant.
B. B was hospitalized from October 28, 2008 to March 11, 2014 on the grounds of knenee salt, knenee seat and tension, high blood pressure, etc., on a total of 67 occasions until March 11, 2014, and was hospitalized repeatedly for 933 days by the Plaintiff, and the Defendant received 30,230,651 won as insurance money from the Plaintiff via an insurance contract listed in attached Table 2.
C. From December 16, 2008 to January 20, 2014, the Defendant was hospitalized on the ground of 43 occasions on the ground that she was hospitalized on the bones salt, tension, and frighted meat, etc., and was repeatedly hospitalized for 624 days in total, and received KRW 22,967,646 from the Plaintiff through an insurance contract listed in attached Table 1.
Therefore, each of the above insurance contracts is null and void in violation of good morals and other social order stipulated in Article 103 of the Civil Act. The defendant is obligated to pay to the plaintiff the insurance proceeds unjustly charged to the plaintiff (=30,230,651 won 22,967,646 won) and damages for delay calculated at the rate of 20% per annum from October 3, 2014 to the date of full payment, which is the day following the delivery of a copy of the complaint of this case sought by the plaintiff, as the final unjust enrichment.
2. Judgment by public notice under applicable Acts (Article 208 (3) 3 of the Civil Procedure Act);