Defendants shall be punished by imprisonment for six months.

However, it is against Defendant B for a period of two years from the date this judgment became final and conclusive.

Punishment of the crime

E, F, G, H, and I recruit those who wish to obtain a loan through Internet and daily literary advertisements, and disguises the identity of the nominal owner of the loan through a U.S.-based corporation under their management, and prepares documents necessary for the application for the loan by recruiting the three-dimensional owners to prepare a false lease contract, and arrange the loan for the loan to be made by the lender and receive the fees therefor.

The Defendants conspired to obtain money from the National Housing Fund by preparing a false lease contract with E, F, G, H, I, and a false lease contract, a certificate of employment, and a detailed statement of benefits.

On March 25, 2014, the Defendants drafted a false lease agreement with the lessor B, lessee A, and lease deposit amount of KRW 90 million in spite of the fact that the Defendants did not enter into a lease agreement, according to the direction of E, F, G, H, and I at the K Authorized Broker Office in Seoul Special Metropolitan City, the Defendants entered into a false lease agreement with the lessor B, lessee B, and the lease deposit amount of KRW 90 million.

Defendant

A, on April 1, 2014, at a new bank-affiliated branch located in Seoul Special Metropolitan City, Nam-gu, Seoul Special Metropolitan City, 1485, presented a lease contract and a false certificate of employment and a detailed statement of benefits received from E as above, and applied for loan of the National Housing Fund, and the said documents are authentic documents by applying for loan of the National Housing Fund from the new bank that was the victim corporation to the national bank account (M) account (M) in the name of Defendant B in the name of the victim corporation on the 11st day of the same month, and deposited KRW 60 million from the new bank that was the victim corporation, with the deposit of KRW 20 million and KRW 7.4 million, and the remainder of KRW 32.6 million was divided by E, F, G, H, and I.

As a result, Defendants, E, F, G, H, and I conspired to deceiving the victim and received property.

Summary of Evidence

1. Defendants’ respective legal statements

1. Statement in each protocol of suspect interrogation of the police against H, E, N, G, F, I,O, or P;

1. Loan documents (a loan application form, a charter contract, a certificate of employment, and a detailed statement of salary);