1. The Defendant shall pay to the Plaintiff the amount of KRW 23,293,608 and the amount of KRW 21,891,669, whichever is applicable, with full payment from July 29, 2014.

1. Indication of claim;

A. The defendant was issued a credit card by Hyundai Card Co., Ltd.

The defendant agreed to lose the benefit of time and to pay the remainder of the card price and the damages for delay as a lump sum.

B. The Defendant did not pay the above credit card price and lost the benefit of time.

C. On July 16, 2014, Hyundai Card Co., Ltd. transferred the said card price claim to the Plaintiff, and notified the Defendant of the transfer of the said card price claim on July 23, 2014.

As of July 28, 2014, the principal and interest of the card price as of July 28, 2014 is KRW 23,293,608, principal is KRW 21,891,669.

The rate of damages for delay at the time is 24% per annum.

E. Therefore, the Defendant is obligated to pay to the Plaintiff damages for delay calculated at the rate of 24% per annum as to the principal amount of KRW 21,891,669 out of the above card price and the above card price of KRW 23,293,608, and KRW 21,891,669 from July 29, 2014 to the date of full payment.

2. Judgment without any ground (Articles 208 (3) 1 and 257 of the Civil Procedure Act);