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1. The defendant's appeal is dismissed.
2. The costs of appeal shall be borne by the Defendant.
Purport of claim and appeal
1..
Reasons
1. The following facts may be found either as a dispute between the parties or as a whole as to the entries in Gap evidence A(1) to 4.
B purchased a vehicle on November 25, 2010, with the annual interest rate of 5.9%, 36 months equal to the principal and interest for KRW 10,500,000, and with the maturity of KRW 10,500,000. The overdue interest rate at the time of default shall be 24%, and the interest rate at the time of default shall be 21,000,000 new installment loan from the Plaintiff (hereinafter “instant loan”), and the Defendant jointly and severally guaranteed the debt of the instant loan.
B. The credit transaction basic terms and conditions of the instant loan agreement stipulate that when a debtor delays the payment of installment payments or installment principal and interest on at least two consecutive occasions, the debtor shall lose the benefit of a given period. On October 14, 2013, B delayed the payment of installment payments on two consecutive occasions.
C. The balance of the principal of the instant loan at the time of October 14, 2013 is KRW 11,133,397.
2. According to the above facts, barring any special circumstance, the defendant is jointly and severally liable for the debt of this case, and the defendant is jointly and severally liable with B to pay overdue interest calculated at the rate of 24% per annum, which is the overdue interest rate from October 15, 2013 to the date of delinquency in the contract from October 15, 2013, the day following the date of delinquency. (2) As to the above, the defendant must inform the guarantor of the fact that according to the credit transaction basic terms and conditions of the loan contract of this case, the debtor is unable to perform the due date or where the debtor extended the due date to the debtor without the consent of the guarantor. Thus, the plaintiff did not notify the defendant of the loan of the extension of the due date of the loan of this case and did not notify the defendant of the extension of the due date of the loan of this case.