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(영문) 창원지방법원 2016.07.05 2016가단103043
대여금
Text

1. As to KRW 24,973,839 and KRW 24,210,924 among the Plaintiff, the Defendant shall be from December 30, 2015 to the date of full payment.

Reasons

1. Basic facts

A. On January 22, 2015, the Plaintiff entered into a loan contract with the Defendant (hereinafter “instant loan contract”) by setting the loan principal of KRW 30,00,00,000, the loan period of KRW 36 months, the interest rate of KRW 22 per annum, and the interest rate of arrears at 33.5% per annum. The Plaintiff lost the payment due interest due to the overdue payment in accordance with the relevant loan contract’s basic terms and conditions applicable to the said loan contract, and sent notice to the Defendant by content-certified mail stating that he/she has lost the payment due interest on December 24, 2015.

B. As of December 29, 2015, the principal and interest of a loan that the Defendant did not pay is KRW 24,973,839 (=24,210,924), plus KRW 24,210,924, interest KRW 731,718, and delay damages KRW 31,197 (i.e., KRW 24,210,924).

[Ground of recognition] Facts without dispute, entry of Gap evidence 1 to 4, purport of the whole pleadings

2. In accordance with the above facts of determination as to the cause of the claim, the Defendant is obligated to pay the Plaintiff the sum of the principal and interest of the loan of KRW 24,973,839 and the principal of the loan of KRW 24,210,924 plus delay damages calculated at the rate of 33.5% per annum from December 30, 2015 to the date of full payment.

3. The conclusion is that the plaintiff's claim is reasonable, and it is so decided as per Disposition.

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