1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. On June 23, 2009, the Plaintiff and B entered into an insurance contract with the Defendant as the insured (hereinafter “instant insurance contract”) and entered into an influence policy with the following content.

A policyholder: At least 85,650 won: General expenses for medical care incurred within 180 days from the date of the accident per general injury (at least one day): 10,000 won per day when he/she was hospitalized for at least one day due to a general injury (at least 180 days from the date of an accident): The full compensation for his/her own expenses under the National Health Insurance Act (at least 50%) within the limit of the purchase amount of the insurance policy for hospitalization, the difference of actual expenses for hospitalization, treatment expenses for surgery, and treatment for illness: 40% from the date of application of the National Health Insurance Act; 365 days from the date of entrance to the National Health Insurance Act; 10% from the date of entrance to the hospital; 365 days from the date of entrance to the hospital; 40% from the date of entrance to the hospital; 16% from the date of entrance to the hospital’s health insurance for at least 36% from the date of entrance to the hospital; 10% from the date of entrance to the hospital insurance policy;