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1. The plaintiff's claim is dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Basic facts
A. On July 4, 201, the Plaintiff entered into a membership agreement (hereinafter “instant membership agreement”) with Nonparty Co., Ltd. (hereinafter “Nonindicted Co., Ltd.”) that is a company operating golf membership sales, etc., and paid KRW 33,000,000 (the down payment of KRW 3,000,000 on the day of the contract, and the remainder of KRW 30,000,000 on July 15, 201) as follows.
Article 4 (Membership) The membership of a club: The membership of a club shall be acquired by the observer who consents to the terms and conditions and is issued with a membership certificate, and the period of membership shall be five years from the date of full payment of the membership fee and shall be extended naturally unless there is any mutual objection.
Article 6 (Refund of Security Deposit): A company shall refund security deposit, if it is collected as a security deposit for five years after issuance of a bank CD or insurance policy and if it is requested to withdraw from the membership due to justifiable grounds.
Article 8 (Scope of Services): The services provided by the company to the members of Thai E clubs operated by the company, the services purchased by the company as the organization members of the Chinese F Juristic Person Member Group, the services provided by the company as the organization members of the golf clubs operated by the company, and other services provided for administration and events supervised by the company.
Special Agreement:
1. Full amount of deposit;
2. The termination of monthly restrictions;
3. To request at the same time three persons of life of the principal.
4. Offering 28 times a year by the member who has waived the monitoring;
B. On September 19, 201, Nonparty Company entered into a G insurance contract with the Defendant Company that runs an insurance business, etc. (hereinafter “instant insurance contract”) with the Plaintiff, the Plaintiff, the five-year maturity of the insurance period, the amount of insurance coverage and insurance premium of KRW 27,900,00, and the amount of refund insurance at maturity of KRW 33,074,005 (where the rate of publication at the time of maturity is calculated by applying 5.2%), and paid the total amount of insurance premium on the same day.
C. On September 28, 201, after the conclusion of the instant insurance contract, the non-party company was the non-party company, as the content of the insurance policy based on the instant insurance contract attached.