The appeal is dismissed.

The grounds of appeal are examined.

The judgment below

Examining the evidence duly adopted by the first instance court, the lower court’s determination that the instant facts charged were guilty on the grounds stated in its reasoning is justifiable. In so doing, the lower court did not err by exceeding the bounds of the principle of free evaluation of evidence inconsistent with logical and empirical rules, or by misapprehending the legal doctrine on credit business and lawful act in violation of the Act on Registration of Credit Business, etc. and Protection of Finance Users.

Therefore, the appeal is dismissed. It is so decided as per Disposition by the assent of all participating Justices on the bench.