1. The Defendant shall pay to the Plaintiff KRW 22,320,397 and the amount of KRW 2,480,190 among them, from September 3, 2015 to the date of full payment.

As of September 2, 2015, the Defendant’s credit card payment obligation against the Plaintiff as of September 2, 2015 was used by the Plaintiff, and thus, was recognized as 632,216 won including principal and late payment penalty, and 22,320,397 won in total; 23.5% per annum for the principal of temporary payment of principal and late payment of principal; 2,480,190 won per annum for the interest of late payment of principal, 24.5% per annum for the interest of late payment of principal, 15,197,267 won per annum for the interest of 26.5% per annum for cash services and loans; 26.5% per annum for the interest of 26.5% per annum for late payment; 30% per annum for the interest of 132,397 and late payment damages; 45% per annum for the interest of 25% per annum for the Plaintiff; 30.5% per annum for the interest of 25% per annum from 25.30.15% per annum.

The defendant's argument is not judged separately because there is no reason to reject the plaintiff's claim.

Therefore, the plaintiff's claim is reasonable, and it is decided as per Disposition.