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(영문) 전주지방법원 2014.12.16 2014나2191
보험금
Text

1. Revocation of a judgment of the first instance;

2. The plaintiff's claim is dismissed.

3. All costs of the lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On October 24, 2011, the Plaintiff entered into a non-dividend comprehensive insurance contract (hereinafter “instant insurance contract”) with the Defendant as the insured, as described in the attached Table No. 2, as the Defendant’s insured.

B. Of the terms and conditions of the instant insurance contract, the main contents of the instant special terms and conditions for the disposal of traffic accidents, loss, and loss (hereinafter “the instant special terms and conditions”) related to the instant case are as follows.

Article 1 (Compensation for Loss) The Company shall pay to the insured (the subject of insurance) the amount of money paid by the insured (the subject of insurance) as criminal agreement for each accident to the victim in case the insured (the subject of insurance) has caused the injury falling under any of the following subparagraphs to the other (hereinafter referred to as the "victim") due to a motor vehicle accident which occurred rapidly and rapidly while driving a motor vehicle (excluding two-wheeled motor vehicles among the motor vehicles prescribed in Article 2 of the Enforcement Rule of the Motor Vehicle Management Act and the motor vehicle prescribed in Article 2 of the Enforcement Decree of the Motor Vehicle Accident Compensation Guarantee Act) during the insurance period:

1. Where the insured (excluding parents, spouses, and children of the insured) dies, the loss incurred in dealing with the traffic accident as referred to in paragraph (1) shall not exceed the following amount per victim:

1. In the case of paragraph (1) 1: For the purpose of paragraph (1) 30 million won, the term "motor vehicles" means motor vehicles, buses, trucks, special motor vehicles, two-wheeled motor vehicles, and dump trucks under Article 2 of the Enforcement Decree of the Motor Vehicle Management Act, typ trucks under Article 2 of the Enforcement Decree of the Motor Vehicle Accident Compensation Guarantee Act, typ trucks for type-6 vehicles, concrete mixing trucks, concrete pumps for truck loading type type concrete pumps, truck loading type asphalt spreaders, and typists for type-6 construction machinery;

I mean I do.

However, while Class 6 construction machinery is used as work machinery, it shall be a motor vehicle.

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