beta
Text
1. The plaintiff's claim is dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Facts of recognition;
A. B entered into an insurance contract with the Defendant on May 1, 2003 as follows:
(hereinafter “instant insurance contract”). 1. The contract period: May 1, 2003 to May 1, 2067 (the insurance period of the special agreement for death: May 1, 2042)
2. Policyholders: B;
3. Insured: B
4. A beneficiary upon death: The plaintiff;
5. Details of guarantee: 150,000,000 won additionally paid when the insured has died or became disabled by a disaster during the cover period of this special agreement for the death of a disaster.
B. Article 8 of the insurance clauses of the insurance contract of this case provides that "the company shall pay the insurance money agreed upon to the beneficiary when the insured has died due to a disaster set forth in the disaster classification table during the insurance period of this special agreement." Article 10 of the insurance clauses provides that "the company may terminate this special agreement at the same time as the insurance money may not be paid if the insured has intentionally impaired himself/herself or has caused a disability of class 1 in the table of disability classification" and Article 19 (1) 1 of the insurance clauses of the insurance contract of this case provides that "if the insured has intentionally damaged himself/herself, the company shall not do so if the insured has intentionally damaged himself/herself in the state of mental illness."
C. On February 28, 2014, the network B (hereinafter “the network”) serving as a teacher of Cmiddle School (hereinafter “the network”) was found in the column of Cmiddle School sports material room as a computer translet in the column, and the deceased’s death was found, and the deceased’s death was determined to have committed suicide upon the deceased’s private person.
On March 14, 2014, the Plaintiff, the beneficiary of the instant insurance contract, demanded the Defendant to pay the insurance money as a result of the deceased’s death. However, the Defendant voluntarily sold the deceased.