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(영문) 서울중앙지방법원 2018.11.16 2018나37740
보험금
Text

1. The plaintiff's appeal is dismissed.

2. The costs of appeal shall be borne by the Plaintiff.

Purport of claim and appeal

The first instance court.

Reasons

1. Basic facts

A. The Plaintiff, as a juristic person supporting the rental housing with the Housing and Urban Fund’s financial resources for the stabilization of the residence of low-income families, is implementing the lease business of existing house, the lease business of new-parent families, the lease business of new-parent families, and the lease business of boys and girls, etc

B. On February 2013, the Plaintiff entered into a comprehensive agreement with the Defendant on the name of the letter of agreement on the operation of credit insurance for rent-to-rent rental housing (hereinafter “instant agreement”) and entered into a credit guarantee insurance contract with the Defendant on March 5, 2013 regarding rent-to-rent rental housing (hereinafter “instant insurance contract”) pursuant to the said agreement, which guarantees the Defendant’s obligation to return the lessor’s deposit for lease under the main contract to the extent of the deposit for lease under each prime contract with respect to each individual State contract covered by the said insurance within the scope of the purchase amount.

The main contents are as follows:

- The prime contract subject to insurance coverage: the prime contract term of January 1, 2013 to December 31, 2013 - the prime contract term of which between January 1, 2013 and December 31, 2015 begins or renewed: the term of the lease period of the lease: the duty to return the lease deposit of the lessor from January 1, 2013 to December 31, 2015 - the terms of the prime contract: the terms of the prime contract: the lease term of the lease contract under the name of the prime contract, the two years of the lease contract, the individual contract for the lease deposit, the tenant, the tenant, and other matters, in accordance with the terms and conditions stipulated in the General Agreement, Article 1 (Convention Principles) of the Convention (hereinafter referred to as the "Agreement") ① The Plaintiff must subscribe to the lease contract under the lease contract under the entire lease contract under the conditions stipulated

(2) The defendant is liable to compensate the losses suffered by the plaintiff in accordance with this Convention and the defendant's terms and conditions of credit insurance for the leased housing due to the lessor's failure to fulfill his/her obligation to return the lease deposit stipulated in the lease agreement.

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