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1. The plaintiff's appeal is dismissed.
2. The costs of appeal shall be borne by the Plaintiff.
Purport of claim and appeal
1..
Reasons
1. Facts of recognition;
A. The Plaintiff is the insurer of C vehicle (hereinafter “Plaintiff vehicle”), and the Defendant is the insurer of D vehicle (hereinafter “Defendant vehicle”).
B. On November 14, 2018, around 12:30 on November 14, 2018, there was an accident that conflict with the Defendant’s vehicle that left and left at the parking lot while the Plaintiff’s vehicle was entering the intersection at the entrance of the F club parking lot in Yongsan-gu Seoul Metropolitan Government along one lane among one lanes (hereinafter “instant accident”).
C. On December 14, 2018, the Plaintiff deducted KRW 500,000 from the Plaintiff’s insured employee to pay KRW 6,55,000 of the insurance money related to the damage of the Plaintiff’s vehicle.
[Based on Recognition] The purport of Gap's 1 to 8, Eul's 1 and 2 (including paper numbers) as a whole or video, and the purport of the whole pleading
2. Determination
A. According to the above facts, the accident of this case occurred due to the main negligence of the driver of the defendant vehicle who left the left at the parking lot without properly examining whether there is a vehicle directly under the left or right direction.
B. However, in light of the following circumstances acknowledged by evidence, such as the images of evidence No. 4 (hereinafter referred to as “Plaintiffs”), the Plaintiff’s driver, as well as the Plaintiff’s vehicle driver, if the intersections near the entrance of the parking lot, does not look at whether the vehicle was emitted on the side of the parking lot, but did not reduce the speed, it is reasonable to deem that the instant accident was caused by competition between the Plaintiff’s driver’s fault and the Defendant’s fault, and that the fault ratio of the Plaintiff’s driver and the Defendant’s driver’s fault is 15:85. The Plaintiff’s fault ratio of the Plaintiff’s driver and the Defendant’s driver’s fault is reasonable. ① Total amount of damages KRW 7,05,00 (2) KRW 6,555,00 (85%) of the Plaintiff’s insurance amount, and KRW 855% of the Defendant’s liability ratio of the Defendant’s liability (=3) 5,96,750 won (No.
(c) In respect of the amount of indemnity, the insurer who has paid the repair cost with the insurance money based on the special agreement on the security for self-vehicle damage.