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1. All of the plaintiffs' claims are dismissed.
2. The costs of lawsuit are assessed against the plaintiffs.
Reasons
1. Basic facts
A. The Plaintiff A entered into an insurance contract with the Defendant with the following content.
The following insurances are referred to as "insurance" by the sequences:
Insurance policyholders covered by the insured type of insurance contract 1 non-fururized Insurance (Hi0710), Plaintiff A’s legal heir AD (Plaintiff’s husband of Plaintiff A) on November 30, 2007 to November 30, 2017 (100 million won 100 million won death on November 30, 201) parent Loved Insurance (Hi1309) from October 31, 201 to October 31, 2026, 10 million won death on October 31, 2026 (Hi1204) GECO insurance (Hi204) driver’s life guarantee insurance (10 million won on January 24, 2013 to 1200 million won on January 24, 2028).
B. At the time of entering into the first insurance contract, Plaintiff A signed the contract with the deceased on the questionnaire (the duty of notification prior to the contract) that the occupation of the network D, the insured (hereinafter “the network”), and the duty to handle, as the manager, signed the contract. The occupation of the deceased was Smarket, convenience store management, and operator, together with the written offer of the said insurance, signed with the deceased.
C. On March 7, 2011, the Deceased acquired the ownership of the “E” vessel, and was engaged in the fishery business in direct operation of the said vessel. On February 12, 2014, the Deceased died upon the sea (hereinafter “instant insurance accident”).
As the inheritor of the deceased, there are plaintiffs A and C, who are their wife, and also their children.
Plaintiff
A As seen earlier, after the Deceased started to engage in the fishery business by acquiring E, stated as “members of work offices, occupational East Coasts, Work Planning Workers” (Class 2 insurance, injury water supply), “members of work offices, occupational purchases, work accounting” (Class 3 insurance, injury water supply 1), and “members of work offices, fishing ground in work area, fish farm in work area, business site, beginning, and business handling” (Class 4 insurance, and class 2 of the injury water supply).