A defendant shall be punished by imprisonment for not less than eight months.

However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

1. The defendant in violation of the Act on the Registration of Credit Business, etc. and Protection of Financial Users is a person who operates loan brokerage business in the name of "D" on the 3rd floor of Dobong-gu Seoul Metropolitan Government.

Despite the fact that credit service providers or loan brokerage companies need to register with the competent authorities and engage in credit business, the Defendant, through loan brokerage so that the loan applicant can obtain a loan from the lending company, such as one-person “E president”, “F president”, “G chief office”, etc., and then did not take part in the loan brokerage commission with the above “E president”, etc.

Accordingly, around January 9, 2014, the Defendant in collusion with the above “G office chief”, a loan broker, introduced the lending institution to H through the “G office chief” at the above place and borrowed KRW 21 million, and received KRW 1050,000,000 from the above “G office chief” as a fee.

In addition, the Defendant, in collusion with the above “E president,” etc., conducted loan brokerage business without registering it with the competent authority in the aforementioned manner from February 2, 2013 to January 2014.

2. A personal information manager in violation of the Personal Information Protection Act shall not use the personal information collected with the consent of the subject of information beyond the purpose of collection;

On 2013, the Defendant used the personal information collected with the consent of the owner of the information by allowing the employees to provide counseling services on the loan of Y, etc. when operating 4,00 customers' names and telephone numbers, such as J, etc., who were in custody of I, as set forth in paragraph 1.

Summary of Evidence

1. Defendant's legal statement;

1. Each police interrogation protocol of K or L with each police officer;

1. Each statement of M, N,O, P, Q and R;

1. A list of personal information prepared by each suspect;

1. Counseling mail New Daily, counseling man;

1. Investigation report (in case of investigation report relating to the direction and reexamination of a public prosecutor);

1. Requests for investigation and cooperation;

1. Records of seizure and the list of seizure;

1. On-site;